Best Short Term Investment Options With A Substantial Cost-Benefit Ratio

Investors gravitate towards short term investments to get their money to grow without having it blocked for a long stretch of time. Tenure of these investments is ideally in months but could go up to a few years and be as low as a couple of days. Stocks are the first thing that comes to mind but is not suitable for those who want to avoid high risks of loss of capital. Maximum return options are often directly proportional to the risk involved.

For those who are willing to trade off the return slightly but maintain their no risk status here are the best short term investments:

  • Account options (Online savings, online checking, Money market accounts, etc.)
  • Bank Fixed deposits (age old method of short term investing)
  • Investments options (short term bonds like Municipal and Corporate, Certificate of deposits – issued by banks with maturity date up to a year)
  • Treasury securities (Government offered schemes)
  • Liquid funds
  • Fixed Maturity Plans

The Popular Wood or Faux Wood – Laminate Wood Flooring?

Laminate is a popular choice for interiors these days in urban households. It is preferred over other wood for various advantages. Before one chooses the laminate wood for their floors, one should definitely need to know what exactly a laminate is. It is multi layered synthetic product fused together with lamination process which essentially is a welding together of different materials so that the composite material is stronger, stable and much more durable. Durability is the key for laminates as they are known to be as strong as real wood at a very cheaper cost.

Because of these qualities, home owners prefer this over natural materials like wood which require a lot more care and maintenance. Laminate wood flooring serves the purpose of aesthetics of wood while being more practical for city dwellers. It is definitely a better option over real wood in the long term.